Leasing vs. buying heavy equipment. Which makes more sense in 2025?

Jack Mccowel

Jack Mccowel

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With equipment prices climbing and interest rates changing, is it better to lease or buy heavy machinery this year? What factors do you consider when making the decision? Would love to hear experiences and advice!
 
Good question! I think it really depends on how often you’re using the equipment and your cash flow. Leasing makes sense if you want newer machines with lower upfront costs, but buying is better long-term if you’re running them daily and want to build equity. Anyone seeing any good lease deals in 2025, or are rates still rough?
 
Yeah, definitely a tough call this year with prices and rates all over the place. Leasing can help with cash flow, but buying gives you something to show for it in the long run. Curious if anyone's found any creative financing options to make buying more doable?
 
It’s a tough call for sure, leasing keeps cash flow steady and lets you upgrade easier, but owning gives you long-term value (if you can handle the upfront cost). With rates shifting, I’d be curious if anyone’s had luck negotiating better lease terms or finding solid financing deals this year.
 
Leasing is great for staying flexible, but if you’re using the machine daily, buying might pay off in the long run. Have you looked into used equipment financing? Could be a good middle ground!
 
Good points all around! Leasing is great if you want the latest equipment without the big upfront cost, but buying makes more sense if you plan to keep the machine for years. I’ve seen some decent financing deals on used equipment lately it might be a good way to balance cost and ownership. Anyone had luck negotiating better lease terms this year?
 
Yeah, leasing keeps things flexible, but if you're running the machine daily, buying might save you more in the long run. Have you looked into lease-to-own options? Could be a solid middle ground with how prices are right now.
 
Good points here! Leasing is great for keeping cash flow steady, but buying can make more sense long-term if you’re running the equipment daily. Has anyone looked into auction purchases for used heavy machinery? Sometimes you can get solid deals and avoid high financing costs!
 
Hey @Jack Mccowel, I’ve been wondering the same thing lately! With how rates are swinging and upfront costs are climbing, I’m leaning toward lease-to-own or even buying used at auction—feels like a decent middle ground if you’re not ready to commit to full ownership right away.
 
Leasing’s been working for me lately it helps manage cash flow and keep newer machines in rotation, but I’m keeping an eye on used buys too if the right deal pops up.
 
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