Rates are high

Yeah, 11% sounds steep! They probably ask for personal info to assess risk, but it can feel invasive. Have you tried shopping around for better rates?
 
Yeah, lenders are getting ridiculous with the rates lately. Feels like they want everything except a blood sample too. Worth shopping around some places are a little more reasonable. :)
 
You’re not alone. Rates have been climbing, and lenders are being extra cautious. Credit scores, income, and even industry risk all play into it. Some smaller banks or credit unions might offer better deals, though. Has anyone had luck negotiating a lower rate, or is this just the new normal?
 
Yeah, it’s wild how much rates have jumped. Definitely worth checking with credit unions or local banks, they sometimes have better deals than the big lenders. Has anyone tried leasing instead of financing to avoid these high rates?
 
Yeah, 11% is rough! Feels like lenders are trying to squeeze every penny these days. Definitely worth shopping around coz sometimes smaller banks or even equipment dealers have financing deals that beat the big guys. Anyone had luck getting a rate below 10% lately?
 
Yeah, 11% is pretty steep! Definitely worth checking out local banks or credit unions coz sometimes they can offer better rates. Leasing could be an option too if you want to avoid the high financing costs. Anyone found a lender with decent terms recently?
 
Yeah, 11% is pretty high! It’s definitely worth shopping around—local banks or credit unions might offer better rates. Has anyone found a good deal lately or figured out a better way to handle this?
 
Totally feeling that 11% is no joke! Anyone had any luck pushing back or getting a better rate from a smaller lender lately?
 
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